TERMS OF SERVICE

1. Acceptance of Terms

By accessing and using the LNA Insurance website, you agree to comply with and be bound by these Terms of Service. If you do not agree with these terms, you may not use our website or services.

2. Use of Our Website

You agree to use our website for lawful purposes only. You are prohibited from:

• Engaging in unauthorized data collection, scraping, or automated access of our content
• Attempting to interfere with or disrupt the website's functionality
• Uploading malicious code or harmful content
• Violating any applicable laws or regulations

3. Insurance Quotes

The insurance quotes provided on our website are estimates based on the information you provide. Final rates, coverage options, and terms may vary based on additional factors determined by the insurance carriers. We do not guarantee the accuracy or availability of any quotes.

4. Third-Party Services

Our website integrates with third-party services, such as EZLynx for quoting systems. These services are governed by their respective terms and conditions, and we are not responsible for their content, accuracy, or practices. We encourage you to review their terms and policies directly:

• EZLynx Terms of Service

5. Intellectual Property

All content, trademarks, logos, and images on the LNA Insurance website are the property of LNA Insurance or its partners and licensors. You may not reproduce, distribute, or create derivative works from our content without prior written consent.

6. Disclaimer of Warranties

The LNA Insurance website is provided "as is" and "as available" without any warranties of any kind, express or implied. We do not guarantee that our website will be uninterrupted, error-free, or secure.

7. Limitation of Liability

To the fullest extent permitted by law, LNA Insurance shall not be liable for any damages, losses, or claims arising from your use of the website or services, including, but not limited to:

• Inaccuracies in insurance quotes
• Service interruptions or errors
• Loss of data or unauthorized access to personal information

8. Indemnification

You agree to indemnify and hold harmless LNA Insurance, its affiliates, and employees from any claims, damages, or liabilities arising from your use of the website or breach of these Terms of Service.

9. Changes to Terms

We reserve the right to update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of the website constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Service are governed by the laws of the State of California. Any disputes shall be resolved exclusively in the courts located in Santa Clara County, California.

11. Contact Us

If you have any questions about these Terms of Service, please contact us: